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About Banque de l'Habitat

Established in 1977, BDH operates under a robust corporate governance framework designed to ensure transparency, accountability and long-term sustainability.

Our Journey

1
10 January 1977
Foundation
Established as a Lebanese joint-stock company by Decree No. 14 dated 10/1/1977
2
30 August 1993
Charter Amendment
Corporate charter amended by Law No. 283 dated 30/8/1993
3
February 2022
Leadership
Board of Directors elected and Mr. Antoine Habib appointed Chairman & General Manager

Corporate Governance

Banque de l'Habitat operates under a robust corporate governance framework designed to ensure transparency, accountability and long-term sustainability. Governed by applicable Lebanese laws and international best practices, BDH's Board of Directors—comprising elected and government-appointed members—sets the institution's strategic direction, oversees risk management, and monitors senior management performance.

Key governance bodies include the Audit, Risk and Compliance Committees, each with clearly defined charters and responsibilities, from financial reporting and internal control to anti-money laundering oversight.

Download Corporate Governance PDF

Our Core Values

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Integrity

Upholding the highest ethical standards in all our operations and interactions

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Care

Providing compassionate support to help Lebanese families achieve homeownership

Excellence

Delivering superior banking services with professionalism and expertise

Ethics & Compliance

At the heart of BDH's culture are the values of Integrity, Care and Excellence. These guide a strict Code of Conduct, detailed conflict-of-interest policies, and a comprehensive business continuity plan.

BDH enforces a zero-tolerance Anti-Bribery and Corruption Policy across all branches and operations, fully aligning with local and international regulations. All employees are empowered—and required—to report any suspicions of wrongdoing, reinforcing a culture of transparency and ethical conduct.

Download Anti-Corruption Policy

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